'sk-8895d48be2a54a4da1bdf4e75e2d86f5', 'NVIDIA_API_KEY' => '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', 'ALLWR_COMPANIES_API_KEY' => '0c73105496bdfc7f27d11b008b0a85051c374845d797bb787b284b741d0337fc', 'ALLWR_DB_HOST' => 'allwr-mysql-01', 'ALLWR_DB_NAME' => 'allwr', 'ALLWR_DB_USER' => 'allwr_app', 'ALLWR_DB_PASS' => 'nfvIBxQVjUoxZi3xzekGhV39xXDot3VA', 'ALLWR_CRYPTO_MASTER_KEY' => 'cbHGa6o0Q4bRjUHmgvUrPf32J0m1kGLlRM7gIkUMFJ4=', 'ALLWR_CRYPTO_KEY_ID' => 'v1', 'BREVO_API_KEY' => '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', 'ALLWR_LABSMOBILE_USER' => 'providers@wealthreader.com', 'ALLWR_LABSMOBILE_API_KEY' => 'Jlujwj10Q4OVKaFwxmke6V2jgQsrc7DM', 'ALLWR_LABSMOBILE_SENDER' => 'allwr.io', 'ALLWR_INFOBIP_API_KEY' => '457c221bcaa7ced69c866e501572dad1-26dac8fd-8e67-4269-b583-3857b49180f4', 'ALLWR_INFOBIP_BASE_URL' => 'https://api.infobip.com', 'ALLWR_INFOBIP_SENDER' => 'InfoSMS', 'ALLWR_VERIFACTU_CERT_PATH' => '/etc/allwr/secrets/verifactu.p12', 'ALLWR_VERIFACTU_CERT_PASS' => 'eP1craba', 'ALLWR_GOOGLE_OAUTH_CLIENT_ID' => '954860819444-vnadadgninobk3kv60hfn5d5uca6sp64.apps.googleusercontent.com', 'ALLWR_GOOGLE_OAUTH_CLIENT_SECRET' => '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', ); allwr vs Powens (ex Unnax) · ALL WR
ALL WR

2026 comparison

allwr vs Powens (ex Unnax)

What Powens (ex Unnax) does, where it shines, where it falls short and what allwr adds. Comparison for your country.

Unnax, a Spanish-born bank aggregator and payments platform, is now part of Powens, the French Open Finance infrastructure covering more than 1,800 European banks.

Start for free Watch a demo

Powens (ex Unnax) strengths

  • Very broad bank coverage across Europe and presence in France, Spain and Mexico
  • SME-specific products: business transactions, wealth and loans
  • Spanish IBAN ownership verification (Valitic), virtual IBANs and instant SEPA
  • ISO 27001 and customers such as Qonto and Finary

Where it falls short

  • Pure infrastructure: no end-user interface, the customer has to build the ERP or treasury on top
  • Sells to banks and fintechs, not to SMEs or freelancers
  • Pricing on request
  • Competes with the Wealthreader rail, not with the experience ALL WR delivers to the user

Coverage by module

ModuleALL WRPowens (ex Unnax)
Banking and reconciliation Included Included
Treasury and cash forecasting Included Included
Invoicing and collections Included Not included
Accounting and tax Included Not included
Expenses and cards Included Not included
Suppliers and payables Included Not included
HR and people Included Not included
Automatic time tracking Included Not included
Payroll Included Not included
CRM and customers Included Not included
Documents and e-signature Included Not included
Tasks and projects Included Not included
Inventory and assets Included Not included
Investor reporting and cap table Included Not included
Wealth Eye — personal wealth Included Included
AI assistant and MCP server Included Not included

Why allwr

allwr includes 13 modules Powens (ex Unnax) does not cover, with banking connected at the source, local compliance and one price per company, not per user.

Public information gathered in 2026-09. Trademarks belong to their owners. If you spot an error, write to us and we will fix it.

Other comparisons in your country

ALL WR

All we are is all you need

Start for free Talk to sales