'sk-8895d48be2a54a4da1bdf4e75e2d86f5', 'NVIDIA_API_KEY' => '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', 'ALLWR_COMPANIES_API_KEY' => '0c73105496bdfc7f27d11b008b0a85051c374845d797bb787b284b741d0337fc', 'ALLWR_DB_HOST' => 'allwr-mysql-01', 'ALLWR_DB_NAME' => 'allwr', 'ALLWR_DB_USER' => 'allwr_app', 'ALLWR_DB_PASS' => 'nfvIBxQVjUoxZi3xzekGhV39xXDot3VA', 'ALLWR_CRYPTO_MASTER_KEY' => 'cbHGa6o0Q4bRjUHmgvUrPf32J0m1kGLlRM7gIkUMFJ4=', 'ALLWR_CRYPTO_KEY_ID' => 'v1', 'BREVO_API_KEY' => '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', 'ALLWR_LABSMOBILE_USER' => 'providers@wealthreader.com', 'ALLWR_LABSMOBILE_API_KEY' => 'Jlujwj10Q4OVKaFwxmke6V2jgQsrc7DM', 'ALLWR_LABSMOBILE_SENDER' => 'allwr.io', 'ALLWR_INFOBIP_API_KEY' => '457c221bcaa7ced69c866e501572dad1-26dac8fd-8e67-4269-b583-3857b49180f4', 'ALLWR_INFOBIP_BASE_URL' => 'https://api.infobip.com', 'ALLWR_INFOBIP_SENDER' => 'InfoSMS', 'ALLWR_VERIFACTU_CERT_PATH' => '/etc/allwr/secrets/verifactu.p12', 'ALLWR_VERIFACTU_CERT_PASS' => 'eP1craba', 'ALLWR_GOOGLE_OAUTH_CLIENT_ID' => '954860819444-vnadadgninobk3kv60hfn5d5uca6sp64.apps.googleusercontent.com', 'ALLWR_GOOGLE_OAUTH_CLIENT_SECRET' => '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', ); allwr vs TOTVS · ALL WR
ALL WR

2026 comparison

allwr vs TOTVS

What TOTVS does, where it shines, where it falls short and what allwr adds. Comparison for your country.

Brazil's largest business software group: vertical ERPs (Protheus, Datasul, RM), HR with Ahgora time and attendance, and financial services with Itaú. Sells to mid-sized and large companies.

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TOTVS strengths

  • Twelve ERP verticals and 70,000 client companies
  • HR with eSocial payroll and Ahgora time tracking within the same group
  • Techfin: B2B credit and receivables advances in partnership with Itaú
  • Permanent legislation hub tracking regulatory changes

Where it falls short

  • Enterprise-oriented and partner-led; not a player in cloud SME
  • Several different ERPs by vertical rather than a single product
  • Unpublished pricing and an implementation project
  • No personal side and no single login for business, private life and accountant

Coverage by module

ModuleALL WRTOTVS
Banking and reconciliation Included Included
Treasury and cash forecasting Included Not included
Invoicing and collections Included Included
Accounting and tax Included Included
Expenses and cards Included Not included
Suppliers and payables Included Not included
HR and people Included Included
Automatic time tracking Included Included
Payroll Included Included
CRM and customers Included Not included
Documents and e-signature Included Not included
Tasks and projects Included Not included
Inventory and assets Included Included
Investor reporting and cap table Included Not included
Wealth Eye — personal wealth Included Not included
AI assistant and MCP server Included Not included

Why allwr

allwr includes 9 modules TOTVS does not cover, with banking connected at the source, local compliance and one price per company, not per user.

Public information gathered in 2026-09. Trademarks belong to their owners. If you spot an error, write to us and we will fix it.

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