'sk-8895d48be2a54a4da1bdf4e75e2d86f5', 'NVIDIA_API_KEY' => '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', 'ALLWR_COMPANIES_API_KEY' => '0c73105496bdfc7f27d11b008b0a85051c374845d797bb787b284b741d0337fc', 'ALLWR_DB_HOST' => 'allwr-mysql-01', 'ALLWR_DB_NAME' => 'allwr', 'ALLWR_DB_USER' => 'allwr_app', 'ALLWR_DB_PASS' => 'nfvIBxQVjUoxZi3xzekGhV39xXDot3VA', 'ALLWR_CRYPTO_MASTER_KEY' => 'cbHGa6o0Q4bRjUHmgvUrPf32J0m1kGLlRM7gIkUMFJ4=', 'ALLWR_CRYPTO_KEY_ID' => 'v1', 'BREVO_API_KEY' => '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', 'ALLWR_LABSMOBILE_USER' => 'providers@wealthreader.com', 'ALLWR_LABSMOBILE_API_KEY' => 'Jlujwj10Q4OVKaFwxmke6V2jgQsrc7DM', 'ALLWR_LABSMOBILE_SENDER' => 'allwr.io', 'ALLWR_INFOBIP_API_KEY' => '457c221bcaa7ced69c866e501572dad1-26dac8fd-8e67-4269-b583-3857b49180f4', 'ALLWR_INFOBIP_BASE_URL' => 'https://api.infobip.com', 'ALLWR_INFOBIP_SENDER' => 'InfoSMS', 'ALLWR_VERIFACTU_CERT_PATH' => '/etc/allwr/secrets/verifactu.p12', 'ALLWR_VERIFACTU_CERT_PASS' => 'eP1craba', 'ALLWR_GOOGLE_OAUTH_CLIENT_ID' => '954860819444-vnadadgninobk3kv60hfn5d5uca6sp64.apps.googleusercontent.com', 'ALLWR_GOOGLE_OAUTH_CLIENT_SECRET' => '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', ); allwr vs Cegid PHC · ALL WR
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2026 comparison

allwr vs Cegid PHC

What Cegid PHC does, where it shines, where it falls short and what allwr adds. Comparison for your country.

The long-standing management software of Portuguese SMEs, now Cegid PHC: cloud PHC GO for small companies and AI-flavoured PHC Evolution for the mid-market.

Cegid PHC strengths

  • Deeply rooted brand among Portuguese SMEs
  • Cloud-native PHC GO with no infrastructure
  • Immediate compliance messaging (SDR, Segurança Social) and a taxonomy by problem rather than by module
  • Referral programme with published rules

Where it falls short

  • The high end is sold through partners and without pricing
  • Dual PHC/Primavera branding under Cegid
  • No visible integrated bank aggregation or real-time cards
  • Portugal only in practice; no personal or wealth side

Coverage by module

ModuleALL WRCegid PHC
Banking and reconciliation Included Included
Treasury and cash forecasting Included Not included
Invoicing and collections Included Included
Accounting and tax Included Included
Expenses and cards Included Not included
Suppliers and payables Included Not included
HR and people Included Included
Automatic time tracking Included Included
Payroll Included Included
CRM and customers Included Included
Documents and e-signature Included Not included
Tasks and projects Included Not included
Inventory and assets Included Not included
Investor reporting and cap table Included Not included
Wealth Eye — personal wealth Included Not included
AI assistant and MCP server Included Not included

Why allwr

allwr includes 9 modules Cegid PHC does not cover, with banking connected at the source, local compliance and one price per company, not per user.

Public information gathered in 2026-09. Trademarks belong to their owners. If you spot an error, write to us and we will fix it.

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