'sk-8895d48be2a54a4da1bdf4e75e2d86f5', 'NVIDIA_API_KEY' => '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', 'ALLWR_COMPANIES_API_KEY' => '0c73105496bdfc7f27d11b008b0a85051c374845d797bb787b284b741d0337fc', 'ALLWR_DB_HOST' => 'allwr-mysql-01', 'ALLWR_DB_NAME' => 'allwr', 'ALLWR_DB_USER' => 'allwr_app', 'ALLWR_DB_PASS' => 'nfvIBxQVjUoxZi3xzekGhV39xXDot3VA', 'ALLWR_CRYPTO_MASTER_KEY' => 'cbHGa6o0Q4bRjUHmgvUrPf32J0m1kGLlRM7gIkUMFJ4=', 'ALLWR_CRYPTO_KEY_ID' => 'v1', 'BREVO_API_KEY' => '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', 'ALLWR_LABSMOBILE_USER' => 'providers@wealthreader.com', 'ALLWR_LABSMOBILE_API_KEY' => 'Jlujwj10Q4OVKaFwxmke6V2jgQsrc7DM', 'ALLWR_LABSMOBILE_SENDER' => 'allwr.io', 'ALLWR_INFOBIP_API_KEY' => '457c221bcaa7ced69c866e501572dad1-26dac8fd-8e67-4269-b583-3857b49180f4', 'ALLWR_INFOBIP_BASE_URL' => 'https://api.infobip.com', 'ALLWR_INFOBIP_SENDER' => 'InfoSMS', 'ALLWR_VERIFACTU_CERT_PATH' => '/etc/allwr/secrets/verifactu.p12', 'ALLWR_VERIFACTU_CERT_PASS' => 'eP1craba', 'ALLWR_GOOGLE_OAUTH_CLIENT_ID' => '954860819444-vnadadgninobk3kv60hfn5d5uca6sp64.apps.googleusercontent.com', 'ALLWR_GOOGLE_OAUTH_CLIENT_SECRET' => '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', ); Comparisons · ALL WR
ALL WR

Comparisons

allwr versus the alternatives in your country

Honest comparisons with the tools you already use or are evaluating: what they do well, where they fall short and what allwr adds.

allwr vs Sage 50 / Sage 200

The Spanish SME incumbent: Sage 50 (accounting and invoicing) and Sage 200 (modular ERP with payroll), sold and deployed through partners.

allwr vs Factorial

HR platform born in Barcelona (time tracking, absences, payroll, expenses, documents). A unicorn with presence across Europe and the Americas.

allwr vs Agicap

Treasury management and cash forecasting for SMEs and mid-market; French unicorn with a team in Spain.

allwr vs PayFit

Self-service payroll for small and mid-sized companies, born in Paris and present in France, Spain and the UK.

allwr vs Personio

European HRIS for companies of 10 to 2,000 employees (HR, recruiting, payroll, time tracking). German unicorn with a Madrid office.

allwr vs Xero

Leading cloud accounting in the UK, Australia and New Zealand; ecosystem of 1,000+ apps.

allwr vs FreeAgent

Cloud accounting for UK freelancers and micro-businesses, based in Edinburgh and owned by NatWest Group. Includes tax, payroll and bank feeds, and the bank gives it away to its customers.

allwr vs Tide

UK financial platform for freelancers and small businesses: a business account with card, invoicing, expenses and light accounting from the app. Present in the UK and Germany.

allwr vs BrightPay

Irish payroll software (Bright) for UK and Irish SMEs and bureaux, specialising in RTI and auto-enrolment. Born on the desktop, now also offered in the cloud.

allwr vs QuickBooks Online

The default SME accounting in the US (Intuit): invoicing, banks, payroll and expenses.

allwr vs Rippling

HR + IT + workforce finance platform (payroll, devices, expenses, cards) for growing US companies.

allwr vs Carta

The US standard for cap tables, 409A valuations and fund administration for venture-backed startups. Entered Europe by acquiring Capdesk.

allwr vs Kubera

Wealth tracker for high-net-worth individuals and family offices: multi-aggregator, alternative assets, multi-entity and multi-currency, for a flat annual fee instead of a percentage of assets.

allwr vs Odoo

Modular open-source ERP with dozens of apps (accounting, sales, inventory, HR, website…) and a worldwide partner network. The "all-in-one" by composition.

allwr vs SAP Business One

SAP's ERP for SMEs and mid-market, sold and implemented by partners with tax localisations in 50+ countries. The natural step up from Sage 50 as a company grows.

allwr vs Microsoft Dynamics 365 Business Central

Microsoft's cloud ERP for SMEs and mid-market, integrated with Microsoft 365, Teams and Power BI and deployed by partners. List price per user per month.

allwr vs Oracle NetSuite

Oracle's cloud ERP for mid-market and internationalised companies; partner-led implementation project.

allwr vs Zoho One

45+ business apps under one subscription (CRM, Books, People, Inventory, WorkDrive…). Zoho's "operating system for business".

allwr vs HubSpot

CRM plus marketing/sales/service platform with a free plan and expensive tiers. Global reference.

allwr vs Pipedrive

Estonian CRM focused on the sales pipeline for SME sales teams, with strong adoption in Spain and per-seat pricing.

allwr vs Notion

Flexible workspace for documents, wikis and tasks, widespread among startups and knowledge teams. Positions itself as "one tool to run your company".

allwr vs Asana

Work and project management for ops and go-to-market teams, from SMEs to mid-market, with portfolios, goals and workload.

allwr vs Google Workspace (Drive)

Google's productivity and storage suite (Drive, Gmail, Docs, Meet) with Gemini across every app, for companies of any size. Per-user pricing with pooled storage.

allwr vs DocuSign

The global reference in electronic signature, from individuals to enterprises, across 180+ countries and 44 signing languages. Has grown into agreement management (IAM).

allwr vs Deel

Global payroll, EOR and contractor hiring in 150 countries; has added a free HRIS and device management.

allwr vs Pleo

Danish company spend platform with its own cards, reimbursements and vendor invoices, present across Europe with 40,000 companies.

allwr vs Payhawk

Spend management platform for mid-sized companies: cards, travel, accounts payable and procurement in one flow, present in 33 countries with an office in Barcelona.

allwr vs Stripe Invoicing

Stripe Invoicing: send invoices and collect online on top of its global payments infrastructure, in 135+ currencies with smart retries. Built for SaaS and digital businesses.

allwr vs Plaid

US financial data network connecting apps to 12,000 institutions in 20 countries; sells APIs to developers and fintechs, not a product to end users.

allwr vs Tink (Visa)

European open banking platform owned by Visa: 6,000 bank connections, account-to-account payments and income verification, offered as an API to banks and fintechs under its own PSD2 licence.

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