2026 comparison

allwr vs Exact Online

What Exact Online does, where it shines, where it falls short and what allwr adds. Comparison for United Kingdom.

Exact Group cloud suite (Delft): accounting, invoicing, ERP, CRM, HR and payroll. Owns Holded in Spain; Benelux champion with FR, DE and GB presence via partners.

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Exact Online strengths

Broad suite from one vendor: books, ERP, CRM, HR and payroll
Mature accountant channel and native PSD2 bank links in NL/BE
Group scale (Holded, Exact Online) and hundreds of thousands of firms claimed

Where it falls short

No public pricing: consultative / partner sales
Implementation complexity vs self-serve SaaS
No wealth/PFM or own neobank
Unified multi-country and deep legal time tracking: not verified as one product

Coverage by module

Module	ALL WR	Exact Online
Banking and reconciliation	Included	Included
Treasury and cash forecasting	Included	Included
Invoicing and collections	Included	Included
Accounting and tax	Included	Included
Expenses and cards	Included	Not included
Suppliers and payables	Included	Not included
HR and people	Included	Included
Automatic time tracking	Included	Included
Payroll	Included	Included
CRM and customers	Included	Included
Documents and e-signature	Included	Not included
Tasks and projects	Included	Not included
Inventory and assets	Included	Not included
Investor reporting and cap table	Included	Not included
Wealth Eye — personal wealth	Included	Included
AI assistant and MCP server	Included	Not included

Why allwr

allwr includes 7 modules Exact Online does not cover, with banking connected at the source, local compliance and one price per company, not per user.

Public information gathered in 2026-09. Trademarks belong to their owners. If you spot an error, write to us and we will fix it.

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